General Loan Questions
What types of business loans are available?
We work with multiple lending programs, including Merchant Cash Advances (MCA), Business Term Loans, Business Lines of Credit, Equipment Financing, and Debt Consolidation.
How do I know which loan is right for my business?
It depends on your goals. For fast working capital, a Merchant Cash Advance or short-term loan may be best. For larger projects or expansion, a term loan or line of credit may be more appropriate.
Do I need good credit to qualify?
Not necessarily. Many programs focus more on your business’s revenue and cash flow than your personal credit score. Even with less-than-perfect credit, you may qualify.
What documents are required to apply?
Most lenders ask for recent business bank statements (3–6 months), proof of business ownership, and sometimes tax returns or processing statements.
How long does approval take?
In many cases, approvals are issued within 24 hours, and funding can be available as soon as the next business day.